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Property

What is a Title Search?
A title search is a current copy of the Certificate of Title which shows the current owner, the land description and any dealings associated.

What is the Certificate of Title?
A Certificate of Title is an official land ownership record. You can order a copy of a Certificate of Title to find current ownership information for any property which is done through a Title Search.

Can I order a Title Search through the LPI/NSWLRS?
As of July 2016, the NSWLRS online shop no longer offers you the ability to purchase property information. As such, you will have to go through a provider like InfoTrackgo.

What is a deed reference?
A deed reference is the same as a Land Title, it shows who owns a piece of property and can include any covenants, easements or mortgages on the property.

What does the Title Search include?
The Title Search includes the current owner of the property, the land description, the restrictions on the use of land, any covenants, easements and other equitable servitudes, any mortgages on title, any caveats that may be registered and the document by which the owner came to be on title.

What does the Title Search reveal?
The title search will advise if the seller has a saleable interest in the property, whether there are any restrictions on the use of the land and if any liens exist on the property which need to be paid off at closing.

Why do a Title Search on a property?

  • To ascertain current owners
  • To see if there is a mortgage registered on title
  • To see if any caveats have been registered on title
  • To see if the property is affected by or appurtenant to any easements, restrictions or covenants

Why do a Land Title Search?
Title searches will advise if the seller has a saleable interest in the property, whether there are any restrictions on the use of the land and if any liens exist on the property which need to be paid off at closing. Other land title searches include:

  1. Historical Searches: to search the chain of events registered on a parcel of land
  2. Street address searches: to ascertain title reference from Street address
  3. Owner name searches: to find which properties are owned by individuals

How long does a Title Search take?
Most titles are instant searches and are available online.

When is a Title Search done when buying a house?
The vendor will disclose a copy of the title search in the contract, the purchaser (or their representative) will then ensure a Final search is ordered on the day of settlement to ensure there are no additional dealings registered on title prior to the property being transferred in their name.

When is a Title Search necessary?
The main reason why a title search would be necessary is to ensure there are no reasons why the title cannot be transferred from the current owner to the purchaser.

What’s a Sewer Service Diagram?
A sewer service diagram shows lines on a property and where they connect the authority’s wastewater system.

How do I read my Sewer Service Diagram?
Sydney water offers a comprehensive guide of how to read your diagram on their website which is accessible here.



Company

How do I find information on a company?
You can use InfoTrackgo to search for a company report. Conduct a global search on companies around the world. You can search by the company’s name or the company number.

Why conduct a company search?
If you’re looking to transact or deal with a company, it’s important to understand their history and the risk associated. For example, you could be looking to see if a company or its directors have a history of deliberate liquidation, which is called illegal phoenixing. This is where a new company is created to continue the business of a company that has been deliberately liquidated to avoid paying its debts, including taxes, creditors and employee entitlements.

How do I find information on a business name?
The InfoTrackgo platform allows you to enter a company’s name or company number into the search bar to search for company details and reports.

Why aren’t all services available to me?
If the service is available for your region it will appear in your search results. Currently ASIC and AFSA offerings are exclusive to Australian customers.



People

Why conduct a person search?
A person search allows you to understand the roles, responsibilities and history of a prospective client, business partner or director.

Why aren’t all services available to me?
If the service is available for your region it will appear in your search results. Currently ASIC and AFSA offerings are exclusive to Australian customers.



Vehicle

Why conduct a vehicle search?
When seeking to purchase a second-hand vehicle it’s important to check whether it has a history of being written off, being reported stolen and has valid registration details. This alerts you to potentially expensive problems that could occur after purchase. InfoTrackgo provides you with information directly from the Personal Property Securities Register (PPSR).

How do I find information on a vehicle?
Simple enter a licence plate or Vehicle Identification Number (VIN) and start searching.

How do I find the VIN number?
The VIN can be found on the driver's side of the vehicle where the dashboard and windshield meet. If it’s not located there, it will be available on the driver side door, where the door latches. It’s also likely to be available on your insurance policy or vehicle title and registration.

What is the PPSR?
The Personal Property Securities Register (PPSR) provides a single system where all registrations of security interests in personal property have been combined to create a comprehensive, publicly accessible database. This database has been created so it is possible to view security interests registered against specified collateral. It is available to the public and can be used by consumers, businesses and the finance industry, as well as by those who sell collateral on consignment or credit.

The new PPS Register was introduced nationwide in January 2012, providing a streamlined service that is easily accessible to both businesses and consumers. The initiative behind incorporating registers into one national database is to provide fast, accurate information on registered personal property in Australia, instantly allowing the public to see whether there is security interest registered against it. The register also aims to assist in increasing the availability of finance, and to reduce possible additional costs that can be associated when making insufficiently informed decisions on purchases.

Those who use the PPSR are purchasers, interested parties, or secured parties (those who have registered their interest against the personal property). To understand the functions of the PPSR fully, it is important to know the basic concepts involved.

What is defined as personal property?
Any form of possession, not including land. It must be possible for this “personal property” to be transferred ownership from one party or individual to another. For example, this includes tangible or physical items such as cars, boats, art, shares, livestock, but also in tangible concepts such as intellectual property or licensed rights.

What is a secured party?
A secured party is any entity that has interest in collateral. Basically, this means that the specified party has an interest in seeing that the total value of the collateral is paid in full to the provider of the collateral. These parties use the PPSR to register the value and information related to their collateral for public use, and to protect themselves against loss. The secured party could be an individual or a company.

Why register your clients on the PPSR?
Imagine the PPSR as a noticeboard of security interests. By registering client security interests there are several advantages. Firstly, a priority ranking can be established between registrations made against the collateral, and secondly in cases of liquidation or bankruptcy, the registration of interests confirms who is entitled to be compensated first. Being able to register your client’s security interests is a valuable service, as it can help protect them from potential financial loss.

Central to the creation of the PPSR is the intention to improve levels of debt protection, both for individuals, and for organisations who have an interest in secured personal property, as well as being for those who are involved in potential transactions related to collateral. As the sole source of national information on personal property, the register aims to eliminate any uncertainties around validity of the search results, as it is committed to supplying the most current information possible.

When did the transitional period provided under the PPSA end?
The final transitional period provided under the Personal Property Securities Act 2009 (Cth) (PPSA) is closed. This ‘period of grace’ provided time for users to update migrated registrations to meet the requirements of the PPSR. The transition period ended on 30 January 2017 for registrations that were migrated without an end date.